SIP Calculator
Estimate the future value of monthly mutual-fund contributions at an assumed annual return.
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This is a mathematical illustration, not a return forecast. Mutual fund returns vary and are not guaranteed.
Your result
Enter your details to calculate.
Worked example
Sample inputs
- Currency
- Indian rupee (INR)
- Monthly investment
- 5000
- Assumed annual return (%)
- 12
- Investment period (years)
- 10
Estimated future value: ₹11,50,193.45
- Amount invested: ₹6,00,000.00
- Estimated growth: ₹5,50,193.45
- Monthly contributions: 120
How this sip calculator works
Each monthly instalment is treated as an end-of-month contribution and grows at the assumed annual rate converted to an equivalent monthly rate.
This is a mathematical illustration, not a return forecast. Mutual fund returns vary and are not guaranteed.
Frequently asked questions
Are the returns guaranteed?
No. The return is an input assumption used to illustrate compounding; actual market returns can be higher or lower.
When is each monthly SIP assumed to be invested?
This estimate treats each contribution as invested at the end of the month. Actual fund dates and charges are not modelled.