Step Up SIP Calculator
Model a monthly investment that increases by a chosen percentage once each year.
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Projected values are illustrative only. Contributions, market returns, taxes, and fund expenses can differ from these assumptions.
Your result
Enter your details to calculate.
Worked example
Sample inputs
- Currency
- Indian rupee (INR)
- Starting monthly investment
- 5000
- Annual step-up (%)
- 10
- Assumed annual return (%)
- 12
- Investment period (years)
- 10
Estimated future value: ₹16,70,458.55
- Total contributions: ₹9,56,245.48
- Estimated growth: ₹7,14,213.07
- Starting monthly amount: ₹5,000.00
How this step up sip calculator works
Monthly contributions rise by the selected step-up rate at each anniversary. Each instalment compounds monthly until the end of the selected period.
Projected values are illustrative only. Contributions, market returns, taxes, and fund expenses can differ from these assumptions.
Frequently asked questions
When does the yearly contribution increase?
The monthly contribution increases at the start of each new 12-month period after the first year.
Are estimated returns promised?
No. This is a scenario calculator and does not guarantee investment performance.