NPS Calculator
Estimate a National Pension System corpus and an illustrative annuity payout from monthly contributions.
Enter your details
Returns, annuity rates, withdrawal rules, and tax treatment are not guaranteed and may change. This tool is an educational estimate, not pension or tax advice.
Your result
Enter your details to calculate.
Worked example
Sample inputs
- Currency
- Indian rupee (INR)
- Monthly contribution
- 5000
- Assumed annual return (%)
- 10
- Contribution period (years)
- 25
- Corpus allocated to annuity (%)
- 40
- Assumed annuity rate (%)
- 6
Illustrative retirement corpus: ₹66,34,167.01
- Estimated annuity purchase amount: ₹26,53,666.81
- Estimated monthly annuity: ₹13,268.33
- Total contributions: ₹15,00,000.00
How this nps calculator works
Monthly contributions are compounded at the assumed rate. At the end, the chosen annuity share is multiplied by the assumed annual annuity rate to estimate a monthly payout.
Returns, annuity rates, withdrawal rules, and tax treatment are not guaranteed and may change. This tool is an educational estimate, not pension or tax advice.
Frequently asked questions
Is the monthly pension amount guaranteed?
No. The annuity estimate depends on an assumed annuity rate and does not reflect a specific provider’s offer.
Does this apply current NPS tax or withdrawal rules?
No. Rules can vary and change; check official NPS guidance for eligibility and tax treatment.