Financial & Investment

PPF Calculator

Project a Public Provident Fund balance using an annual contribution and an editable assumed interest rate.

Enter your details

PPF rates and contribution rules are set by the government and can change. This illustration does not reproduce official account-level interest calculations; verify current rules and rates.

Your result

Enter your details to calculate.

Results update as you complete the fields.

Worked example

Sample inputs

Currency
Indian rupee (INR)
Annual contribution
150000
Assumed annual interest rate (%)
7.1
Investment period (years)
15

Illustrative balance: ₹40,68,209.22

  • Total contributions: ₹22,50,000.00
  • Estimated interest: ₹18,18,209.22

How this ppf calculator works

The estimate adds the annual contribution at the beginning of each year and compounds the balance annually at the selected rate.

PPF rates and contribution rules are set by the government and can change. This illustration does not reproduce official account-level interest calculations; verify current rules and rates.

Frequently asked questions

Is the interest rate guaranteed for the whole term?

No. The rate is an editable assumption. Official PPF rates can change over time.

Does this calculate the exact government account balance?

No. It is an annual-compounding projection; actual PPF interest uses official account rules and credited rates.